Financing

Timelines vary by lender and loan type. Your mortgage professional can give you a clear estimate once they have your documents in hand, and we stay in the loop with them throughout so things keep moving on schedule.

Pre-qualification is a quick, informal look at what you might be able to afford. Pre-approval is more formal: a lender verifies your financial details and issues a letter that sellers actually take seriously. We recommend getting pre-approved before you start touring, and we can connect you with a lender who'll walk you through what that involves.

Your lender is the best resource for pinning down your real budget, since it depends on your full financial picture. Once you're pre-qualified, we take that number and help you find homes and neighborhoods that actually fit it.

That's a great question for your lender, and one they can answer based on your specific situation. We work with trusted local lenders who are happy to walk you through exactly how the process works before you apply, so nothing catches you off guard.

Down payment requirements vary by loan type and by lender, so this is really a conversation for a mortgage professional. We can connect you with lenders who work across a range of loan programs and can tell you exactly what applies to your situation.